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Elite Credit Cards

No Annual Fee Credit Cards

Cards that charged no annual fee at the time of review, from simple cash back cards to student and credit-building cards.

A no-annual-fee card costs nothing to keep open, which makes it a good long-term anchor for your credit history and a low-risk place to start. Many still offer solid rewards and introductory rates.

Fee structures were recorded at the time of each review. Confirm the current fee schedule, including foreign transaction and balance transfer fees, with the issuer.

49 No Annual Fee card reviews

Reviews reflect each issuer's published terms on the date shown in the review. Rates, fees and offers may have changed; confirm current terms with the issuer before applying.

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