About us

Elite Credit Cards is an independent publisher of credit card reviews and buying guides for U.S. consumers.

We cover the full range of mainstream cards: flat-rate and category cash back cards, flexible travel rewards, airline and hotel co-branded cards, 0% intro APR and balance transfer cards, small business cards, student cards and secured cards for people building or rebuilding credit. The site currently includes 626 card reviews grouped into 20 categories.

What you will find here

• Card reviews that explain how a card earns and redeems rewards, what it costs, the protections it includes, and who it suits or does not suit.
• Category guides with practical advice on what to compare before you apply.
• Dated terms. Each review shows a Terms on record panel with the issuer's published rates and fees and the month they were recorded, so you can judge how current they are.

What we are not

We are not a bank, lender or card issuer. We do not take applications, see your credit report or make approval decisions, and nothing on this site is personalised financial advice. Always read the issuer's terms before applying for credit.

How the site is funded

The site is supported by advertising, including ads served by Google AdSense. Advertising does not determine which cards we review or what we say about them. See our advertiser disclosure and editorial policy for details.

Get in touch

Spotted an outdated term or an error? Email info@elitecreditcards.com and we will review it.