Sally Beauty™ Rewards from Comenity Bank review

Terms shown were recorded in May 2024 and may have changed. Confirm current terms with the issuer before applying.

The Sally Beauty™ Rewards Credit Card, issued by Comenity Bank, is designed specifically for frequent shoppers at Sally Beauty stores. Offering 2.5x points for every dollar spent, this card promises significant rewards for beauty enthusiasts. However, it’s crucial to delve deeper into the card’s features, fees, and overall value before making a decision.

Reward Structure

The Sally Beauty™ Rewards Credit Card stands out with its lucrative rewards structure, especially for those who frequently shop at Sally Beauty. Cardholders earn 2.5x points for every dollar spent on their Sally Beauty purchases. This translates to substantial savings and benefits for regular customers.

Sign-Up Bonus

One of the most attractive features is the 20% discount on your $50 purchase when you open and use your Sally Beauty™ Rewards Credit Card immediately at the time of account opening. This instant gratification can be a great incentive for new cardholders.

Interest Rates and Fees

Although the card boasts no annual fee, its high variable APR of 32.24% is a significant drawback. This high interest rate can quickly offset any rewards earned if balances are not paid in full each month. Additionally, the card lacks balance transfer and cash advance capabilities, which may limit its utility.

Credit Score Requirements

To qualify for the Sally Beauty™ Rewards Credit Card, you’ll need a good to excellent credit score, typically in the range of 670-799. This requirement ensures that cardholders are financially responsible and capable of managing their credit effectively.